Your Global Partner in Business Financing Solutions
About Us
Financial Infrastructure for the Bold and Visionary
At Reform Capital Solutions, we’re pioneering a smarter, non-traditional path to capital access. Our mission is to build the financial infrastructure that empowers founders, developers, and dealmakers to unlock transformative funding — not with restrictive terms, but with flexibility, transparency, and performance at the core.
Through our flagship Recapss™ Funding Platform, we provide a new class of verified, performance-backed financial products that help businesses collateralize their momentum — not just their projections — to access real capital.
Our Available
Investment Solutions
Recapss™ Funding Profile
A collateral-ready, blockchain-anchored performance profile designed for SME’s.
Aggregate live data from your business via API
Reform Capital injects locked liquidity (non-withdrawable)
Use your profile as verified collateral to raise external funding
No equity taken, no debt issued
Revenue-share model ensures alignment between founders and Reform
Recapss™ Infrastructure Credit
A short-term, collateral-backed capital facility for infrastructure sponsors and developers who need execution capital to activate their projects — ahead of long-term bank or institutional funding.
Up to $50 million or 30% of total project cost
No equity taken and no interest accrual
Repayment triggered only when long-term capital is secured
15% security deposit (of our funding portion) + non-cash collateral asset required
Typical approval & funding time: under 90 days
Recapss™ Real Estate
Skip long payment plans. Converts your on-market properties sales into upfront liquidity so you can achieve quicker project turnovers, scale bigger, and stay cash-positive..
Get full property sales value upfront
Offer your buyer flexible spread payment up to 10 years
Enjoy faster liquidity exits from your projects
Accelerate your sales at scale, while offering your buyers a flexible financing pathway that works for them.
At Reformed Capital Solutions, we are reimagining the way businesses access capital. Our mission is to democratize funding by breaking down traditional barriers and empowering businesses of all sizes—from ambitious startups and MSMEs to large-scale enterprises—to realize their true potential.
Our Mission
Our mission is to transform the global capital landscape by:
- Simplifying Access: Streamlining the funding process so businesses can secure the capital they need without excessive paperwork, collateral, or outdated requirements.
- Empowering Growth: Providing not only funding but also expert guidance, mentorship, and a robust network of financial partners to ensure sustainable success.
- Fostering Inclusion: Democratizing access to capital so that every deserving business, regardless of size or traditional credit metrics, has a fair opportunity to thrive.
Our Approach
We leverage innovative, data-driven methods to build strong business credit profiles and accurately assess repayment capacity. Through our suite of tailored programs—such as the Simple Capital Program, Professional to Entrepreneur Program, and Future Finance Program—we offer flexible financing solutions that are designed to grow with your business. Our process includes:
- Structured Credit-Building: Helping businesses develop a credible credit profile over a set period.
- Risk-Sharing Models: Providing capital support that minimizes personal risk while maximizing potential.
- Mentorship and Operational Guidance: Assigning dedicated advisors who work with you to optimize your strategy and operations.
- Global Financial Network: Connecting you with over 600 financial partners who offer the best credit deals in the market.
Our Impact
Our innovative financing solutions have transformed how businesses access capital globally, particularly in regions where traditional lending practices have left many entrepreneurs behind. By focusing on growth, operational excellence, and sustainable business practices, we enable companies to secure the funding they need to expand, innovate, and succeed.
Why Choose Reform Capital Solutions?
- Inclusive Funding: We believe that access to capital should be available to all businesses that demonstrate promise and financial discipline.
- Innovative Solutions: Our programs are designed with flexibility and growth in mind, harnessing modern approaches to financing that outperform traditional models.
- Trusted Partnership: With Reformed Capital Solutions, you gain a dedicated partner committed to your long-term success—backed by a global network of investors, banks, and financial institutions.
- Expert Guidance: Our team of seasoned advisors provides personalized mentorship and operational support to help you navigate every stage of your business journey.
At Reformed Capital Solutions, we’re not just funding businesses—we’re fueling growth, innovation, and transformation.
Explore Our Knowledge Resources
We Changed Our Name and Our Mission
We recently rebranded from Backerscc to Reform capital solutions to reflect our new mission.
We Are Expanding Our Team!
We are hiring new talents to join us in. the mission to build the future of capital accessibility in Africa. Find out about our open roles
We want Our footprints on 1M Businesses
By 2030, we plan to have impacted over one million businesses via our tailored capital solutions. Her's how we plan to do it.
We are your trusted partner in global business financing
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