Powering Growth With Simplified Access to Capital

We eliminate outdated barriers to funding, delivering smarter, faster, and more adaptable capital solutions for businesses ready to grow.

Powering Growth with Simplified Access to Capital

We eliminate outdated barriers to funding, delivering smarter, faster, and more adaptable capital solutions for businesses ready to grow.

We Offer A Diverse Range Of Capital Solutions To Drive Growth & Project Executions

Access Infrastructure Bridge Finance

We provide short-term, execution-based capital that helps bring projects to life before long-term funding is fully secured.

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Up To $500k In Performance Backed Capital

We help businesses turn their performance, credit, and assets into a single financial profile that can be used as standard collateral to raise capital.

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Low Cost Real Estate Acqusition Finance

Low cost property finanacing with up to 10 years repayment spread, and single digit interst per annum

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Up To $500k In Extended Debt Financing For Retail

Businesses with a funding profile can access up to $500k from our extended network of credit or investment partners.

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Access Infrastructure Bridge Finance

We provide short-term, execution-based capital that helps bring projects to life before long-term funding is fully secured.

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Low Cost Real Estate Acqusition Finances

Low cost property finanacing with up to 10 years repayment spread, and single digit interst per annum

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$25,000 Direct Credit for Retail & Local Sevices

Brick & Mortar, Reatil and local serives businesses can access direct credit of $25,000 by simply establishing a credit profile.

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$100k Co-Investment Deal For Startups

We co-invest $100k+ ticket size in promising startups that successfully establish a funding profile with us.

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Our Work Is Anchored Across Two Core Pillars

We operate at the intersection of alternative financing, and Capital advisory to deliver modern capital strategies for today’s business realities.

🔹 Alternate Financing

We manage capital with strategic intent—deploying funds into transformational opportunities. 

🔹 Advisory

We advise, structure, and execute infrastructure-driven projects with solutions designed to expand capital access, optimize efficiency, and generate superior returns for all stakeholders.

Our Solutions

We provide bespoke capital solutions, including bridge-to-capital facilities, syndicated financing for real estate acquisition, and cash-backed security instruments for SMEs. 

High voltage transmission towers amid a golden wheat field under a cloudy sky.

Apply For Our Recapss Infrastructure Credit, Access Up To $50M Bridge To Capital Finance

Recapss Infrastructure Credit is a short-term, execution-first capital solution for bankable infrastructure projects. We don’t fund you based on future revenue projections, and we don’t take equity in your project. Instead, we provide the capital you need to begin building—so that traditional lenders and investors see traction, not just proposals. Once you’ve secured long-term funding, you repay our investment with a fixed return. It’s not a loan. It’s not equity. It’s a launchpad to real capital.

Sliding Options Design
Technology
Food & Beverages
Retail & E-commerce
Transport & Logistics
Financial Services
Creative Technology
Health
Education Technology
Manufacturing
Real Tech
Energy
Media Production
Waste Management
Technology
Food & Beverages
Retail & E-commerce
Transport & Logistics
Financial Services
Creative Technology
Health
Education Technology
Manufacturing
Real Tech
Energy
Media Production
Waste Management

Access Low cost and flexible financing for Real Estate Acquisition (Up to 10 years spread)

Real estate buyers can access inbuilt and low cost property financing with up to 10 years spread repayment and as low as 9% interest per annum. Designed to function as a flexible alternative to the rigid traditional mortgage system by bridging the gap between outright property purchase and rigid mortgage options. Qualified buyers to acquire pre-vetted real estate with blended capital, i.e, their own equity plus structured REAP financing, while sellers get upfront liquidity exit. 

Create A Recapss Business Funding Profile to Access Up To $500k In Investments or Financing

The Recapss Funding Profile offers businesses a performance-backed funding solution, turning operational milestones and performance data into a credible collateral. This enables companies to access assts backed capital from third party lenders or investors without needing to present traditional collaterals like real estate, or personal properties. The Recapss funding profile turns authentic performance and business data into real measurable assets with liquidity. 

Innovating Solutions for the Modern Day Financing

Recapss is a forward-thinking advisory firm, redefining the outdated norms of traditional lending to better align with the realities of today’s dynamic economy. In a world where capital needs are more complex and time-sensitive than ever, business financing must evolve to meet the moment.We’ve designed and deployed transformative and high impact capital solutions that addresses the distinct yet specific market segments across our sphere of interest.

Our offerings have been consistently recognized by thought leaders, industry professionals, and clients as credible, flexible, and high-impact alternatives to conventional financing. Whether you’re scaling a validated business model or executing a large-scale project, Recapss provides the bridge between immediate action and sustainable long-term capital support.

At Recapss, we’re not just offering capital—we’re building a financing infrastructure that grows in step with execution, credibility, and performance. Our solutions are scalable, investor-aligned, and purpose-built to help you move fast, inspire confidence, and raise capital with clarity.

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Explore Our Knowledge Resources

We Changed Our Name and Our Mission

We recently rebranded from Backerscc to Reform capital solutions to reflect our new mission.

We Are Expanding Our Team!

We are hiring new talents to join us in. the mission to build the future of capital accessibility in Africa. Find out about our open roles

We want Our footprints on 1M Businesses

By 2030, we plan to have impacted over one million businesses via our tailored capital solutions. Here's how we plan to do it.

Reform Capital Isn’t Just A Funding Solution—We Are Your Growth Partner

We are your growth partner, providing businesses with the capital, support, and ecosystem they need to scale and succeed.